Jose Fernando A. Gonzales
AI Developer / Enterprise Data & Product Engineering
Profile
AI Developer at JPMorganChase Consumer & Community Banking with a decade of experience across FinTech, enterprise systems, and IT delivery. I build AI-powered reporting, data, and automation solutions that connect hands-on engineering with measurable business outcomes.
My work spans Python, SQL, LLM application development, RAG, agentic workflows, ETL pipelines, API integration, and cloud-native systems. I combine production AI development with a solutions engineering background in payment platforms, stakeholder-facing solutioning, and enterprise application delivery.
Experience
Quant Analytics Analyst (AI Developer)
JPMorganChase · Dec 2025 - Present
Consumer & Community Banking, Data Analytics and Reporting Team (DART)
- Serve as one of the first AI Developers in CCB DART, helping establish the department's adoption of AI-powered reporting applications.
- Developed an agentic ETL migration solution that converts Alteryx workflows to AWS Glue, reducing conversion development hours by up to 99%.
- Built an agentic reporting prototype that cuts dashboard creation time from weeks to hours.
- Contributed to the department's first talk-to-data solution, enabling users to get insights in seconds instead of filing ad hoc requests or searching dashboards.
- Developed a proof of concept for agentic data quality assessment across reporting pipelines.
- Apply context engineering, prompt engineering, and data engineering principles to improve reliability in AI-driven reporting.
Technical Solutions Engineer
DigitalPH Asia Corporation · Dec 2024 - Dec 2025
Payborit Payment Aggregator System
- Led enhancements of the Payborit Payment Aggregator System, integrating payment processors and improving merchant onboarding.
- Defined tailored technical solutions and delivered client-facing presentations with sales and product teams.
- Owned live product stability while contributing to planning, solution design, estimates, proposals, and documentation.
- Reviewed engineering output against solution designs and regulatory or business requirements.
Senior Technical Business Analyst
DigitalPH Asia Corporation · Dec 2020 - Dec 2024
FinTech and enterprise application delivery
- Led assessment, planning, and execution for 10+ projects across payment aggregation and enterprise systems.
- Enhanced Payborit using microservice architecture principles, database design, sprint planning, and QA coordination.
- Supported the National Nutrition Information System from planning and analysis through UAT and deployment handover.
- Created functional and technical specifications that improved alignment between stakeholders and development teams.
Technical Business Analyst
EightD Corporation · Sep 2019 - Dec 2020
Automated Fare Collection Systems
- Led Nepal AFCS implementation analysis, sprint planning, technical specifications, and UAT support.
- Recommended automation that reduced manual AFCS configuration task time by 99.98%.
- Served as Product Owner and Project Manager for Boracay HOHO AFCS enhancements.
- Designed multi-route fare structures, transaction flows, card activity sequences, and user documentation.
SAP SD Technology Consultant
DXC Technology · May 2016 - Sep 2019
Enterprise SAP delivery
- Implemented and supported 20+ SAP projects and change requests from blueprinting through service management handover.
- Configured SD shipping lanes and supported clients during testing and early life support.
- Contributed to Asia AOV, Asia SAP Continuous Improvement, OBLB Upgrade EMEA, and QR London to Gattatico initiatives.
- Coordinated with transport managers, change teams, application managers, and business process experts.
Salesforce Consultant
Freelance · 2019
Project-based consulting
- Developed Apex classes, Visualforce pages, Aura components, and triggers.
- Translated client requirements into application enhancements and automation.
Skills
AI Development
LLM Application Development · Agentic AI · RAG · LangChain · LangGraph · Google ADK · Prompt Engineering · Context Engineering
Data and Engineering
Python · SQL · AWS Glue · Alteryx · ETL Pipelines · Data Engineering · API Integration · Cloud-Native Systems
Machine Learning
Scikit-learn · TensorFlow · ML Pipelines · Model Deployment · Data Quality Assessment
Solution Delivery
Systems Analysis · Requirements Gathering · Solution Design · Business Analysis · Process Improvement · Project Planning
Domain Expertise
FinTech · Payment Platforms · Enterprise Applications · Reporting Automation · Talk-to-Data · Stakeholder Solutioning
Selected projects
Solvin GraphRAG ↗
Company knowledge, connected. A document platform built around cited answers, version history, and human review.
Working MVP · Private projectMarker ↗
Club operations with a clear record. Member tabs, charge confirmation, and staff workflows built around an accountable ledger.
Product in development · Private projectCivi ↗
An assistant for everyday life. Shared conversation context across Telegram and a dashboard, with household and workout tools.
Working personal application · Private projectOprenta ↗
From the first quote to the field visit. Connected web and mobile workflows for service businesses, including offline field work.
Product in development · Private projectReadmission prediction ↗
An end-to-end ML capstone that makes the tradeoffs visible: model evaluation, threshold tuning, explainability, and fairness.
Completed academic capstone · Public repositoryEducation
Post Graduate Diploma in Artificial Intelligence and Machine Learning
Emeritus x Asian Institute of Management · Mar 2025 - Mar 2026
Completed; certificate conferred Apr 2026
Bachelor of Science in Information Technology
University of Asia and the Pacific · Jun 2012 - Jun 2016
Magna Cum Laude, GWA 1.29; Merit Scholar
Achievements
- 2026 - Agentic ETL Migration: reduced Alteryx-to-AWS Glue workflow conversion development hours by up to 99%.
- 2026 - AI-Powered Reporting: built agentic reporting and contributed to talk-to-data capabilities for faster insights.
- 2026 - Completed Post Graduate Diploma in Artificial Intelligence and Machine Learning through AIM x Emeritus.
- 2023-2025 - Payborit Continuous Enhancement: integrated payment processors, improved merchant onboarding, and supported sales solutioning.
- 2019 - AFCS Configuration Process Automation: led automation that reduced configuration task time by 99.98%.
- 2016-2019 - DXC Technology Projects: contributed to 20+ enterprise SAP projects and business process improvements.
- 2015-2016 - Academic Excellence: graduated Magna Cum Laude.
- 2015 - YSDA Hackathon Victory: led a team to international victory.
- 2014 - DevCon Java Programming Champion.
Additional training
- Udemy (2023): The Complete Python Bootcamp, OpenAI Python API Bootcamp
- Udemy (2022): Software Architecture Case Studies, Microservices Architecture Guide
- edX (2021): IBM DS0101EN - Introduction to Data Science
- Salesforce Trailhead (2019): Apex Developer Trail
- DXC Technology (2018): XBOX2 Solution Certification
- DXC Technology (2017): ITIL V3 Foundation Training
- Hewlett-Packard Enterprise (2016): SAP S4 HANA Training